Duties

• Review new loan applications, renewal of existing facilities and variations requests submitted.
• Ensure the quality of the Bank’s lending portfolio conforms to the expectations set by Management.
• Make sound credit-based decisions based on quality analysis on a timely basis with accuracy of risk grades in line with the Bank credit principles and policy.
• Be proactive in credit structuring and suggest alternative ways to make credit proposal acceptable.
• Support counterparts in reviewing credit related returns and reports, monitoring and identifying customer credit risks and the deviations of management control from acceptable credit standards, new provisions and ensuring appropriate action is taken.
• Advise on external and general business conditions in local area of responsibility, interpret their likely impact on lending assets or activities and recommend/implement appropriate initiatives.
• Ensure the accurateness of all reports related to Credit before submission to regulatory authorities and Management.
• Conduct site visits and inspections where necessary to verify and attend meetings with clients to discuss on loan proposals and other credit requests to understand borrowers ’business.
• All other duties and matters ancillary to the above that Management may require from time to time.

Requirements

Phillip Bank Plc is a member of PhillipCapital based in Singapore, and established since 1975. PhillipCapital is an Asian integrated financial house providing a wide range of products and services with presence in 17 countries including Australia, Cambodia, China, France, Hong Kong, India, Indonesia, Japan, Malaysia, Singapore, Sri Lanka, Thailand, Turkey, UK, UAE, USA and Vietnam. The total asset under management of USD35 Billion and shareholders fund is in excess of USD1.5Billion as of 2018.